Bridge financing
Commercial Bridge Financing
Bridge financing is short-term capital designed around a clear temporary financing need and a credible repayment or longer-term financing exit.
A bridge request should explain why longer-term financing does not fit the immediate timing or property state and what event is expected to repay or refinance the bridge facility.
General mortgage informationFinancing availability, terms and lender fit are transaction-specific.
Underwriting context
What can shape the financing structure?
Next step
Discuss the property and financing objective.
Stress-test the exit date
Describe the specific event expected to repay the bridge: a sale, completed construction, lease-up or another lender’s financing. Model a delay and calculate the extra interest and other carrying costs. Ask whether extensions are possible, what conditions apply and how they are priced. Do not treat a hoped-for refinance as an unconditional commitment.
Further reading
Content reviewed September 9, 2026. These resources provide background; individual lender requirements and property circumstances differ. Illustrative calculations are examples, not financing offers.